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农村土地抵押的历史源流与现代继受
杨柳春风, 胡建
(安徽财经大学 法学院,安徽 蚌埠 233030)
摘要:
中国古代的农村土地抵押实践中多以土地或田宅为担保,其习惯法具备保障亲邻先买权、强调法律关系的一体性等中华法系的特征。近代的农村土地抵押规则在汲取传统习惯法的基础上,嫁接与移植西方相关制度,但受传统生产经营方式阻却,未与近代金融组织的成长相结合。农民土地的权利配置反映公权与私权的博弈,土地所有权并非农村土地抵押运行的地权秩序所需之必要条件,现行农村土地抵押须强化农村土地使用权的地位,并在肯定用益物权的处分权能基础上对其设定抵押。
关键词:  农村土地  用益物权  土地抵押  土地融资
DOI:
分类号:DF52
基金项目:国家社科基金青年项目(13CFX076);安徽省教育厅高校优秀青年人才支持计划重点项目(gxyqZD2016097)
The History and Modern Reception of Rural Land Mortgage System
YANG Liuchunfeng, HU Jian
(Law School,Anhui University of Finance and Economics,Bengbu,Anhui 233030,China)
Abstract:
China 's ancient rural land mortgage mostly operates in the form of land or house mortgage, and its conventional practice embodies Chinese law characteristics such as the guarantee of relatives and neighbors preemptive rights and the emphasis of the integrity of legal relations. Although the rules and regulations in the modern times draw on both the past conventional law and the western codes, they are hampered by the traditional way of production and management and therefore fail to integrate with the growth of modern financial organizations. The conflicts of rural land rights distribution reflect the competition between public and private rights. Land ownership is not a prerequisite for the ordered land right operation system that rural land mortgage relies on, and it is vital to give more preferences to the mortgage of rural land use right on the basis of acknowledging the disposal function of the usufructuary right.
Key words:  rural land  usufructuary right  land mortgage  land finance